kala dhan chhipane ke dharati par jo any svarg hain- jaise malayeshiya, filipins, urugve, kostarika, singapur, svitjaralaind, bahama, baramud, british varjin aailaind aur kemain aailaind aadi- inake nam to sab bata denge, lekin yahan kitane bharatiyon ka kitana kala dhan chhipa hai, aur in bharatiyon men kitane kangresi hain, kitane bhajapaee, kitane hindoo, kitane musalaman, kitane sikh, kitane eesaee aur is mamale men ye sab hain kitane bade mausere bhaee, yah kaun bataega?
taja halla ke anusar bharatiyon ke 1456 arab dolar nakad roop men svis bainkon men rakhe hue hain. yah safed nahin kala dhan hai. ek aankad aur hai- amerikee rashtrapati barak obama ne desh kee arthavyavastha men thodi jan foonkane ke lie jo taza stimyulas paikej manjoor karavaya hai vah rashi hai 830 arab dolar. isaka arth yah huaa ki sirf svis bainkon men jama bharatiyon ka kala dhan amerikee stimyulas paikej se 625 arab dolar adhik hai. rekhankit karane vali bat yah hai ki yah matra svis baink men jama kala dhan hai. bharatiyon ke lie morishas to kala dhan galane aur kar chori ka svarg hai. vahan ka pitara khule to kya hal ho!
agast 1982 men bharat aur morishas ke sath ek kar sandhi huee thi jisako 'dabal taikseshan evoidens triti' kaha jata hai. bharat ne is sandhi ke tahat morishas nivasiyon ko bharat men sheyar kee kharid bikri par huee kamaee par taiks n lene ka vachan diya tha. isi tarah kee chhoot morishas ne bhi di.. bharatiy niveshak raund triping karate hain. isake tahat niveshak videsh men jakar morishas ke raste dhan vapas bharat le aate hain.
aorganaijeshan aof ikonamik ko-aopareshan end devalapament (oeesidi) ne kale dhan kee nikasi men sahayog n karane vale deshon kee kali soochi jari kee hai aur anuman vyakt kiya hai ki kale dhan kee sairagah bane deshon men 1700 arab dolar se 11500 arab dolar mooly ke dayare men parisanpattiyan jama hain. yahan aap ganit laga lijiye ki yah kala dhan 'ji-20' netaon dvara vaishvik arthavyavastha ko ubarane ke lie prastavit kee jane vali rashi ke mukabale das guna se bhi adhik hai.
chunav prachar men bhajapa kala dhan vapas lane ka kanakauvva ud rahi hai. jabaki bhajapa achchhi tarah janati hai ki videshon men jama kala dhan yagya-havan karake vapas nahin laya ja sakata hai. han, dharmaguruon ke aashirvad se dhan jama karane valon ka pata avashy lagaya ja sakata hai. kala dhan videsh men rakhane vale bhi unhin ke chele hote hain aur aashirvad lekar chunav jitane vale bhi. aadavani ji ne abhi kaha bhi tha ki vah sadhu-santon aur dharmaguruon se margadarshan lete rahenge. kuchh varsh pahale dharmaguruon ke margadarshan men 'kale' ko 'safeda' banaya ja raha tha jisaka sting opareshan huaa tha, pata nahin log use kyon bhool gae? usaka koee namaleva nahin! baba ramadev bhi chunav ke samay vah mamala nahin uthate jabaki 'rashtr ka jimmedar nagarika' hone ke nate kala dhan vale mudde par unhonne kangres kee kam gherabandi nahin kar rakhi hai.
svis bainkon ka to hal yah hai ki vahan khatadar ka nam pata hota hi nahin, ek kod nanbar hota hai. yah kod nanbar khatadar kee dharmapatni aur dharmabachchon tak ko ve nahin batate. aapaka talak ho jane athava vasiyat jaise kanooni mamale men bhi ye baink aapake khate kee gopaniyata bhang nahin karate. aur nam khul jane ke bhay se khatadar bhi bhala kyon kisi ko bataega. itana jaroor hota hai ki khatadar kee maut ke bad agar jama rashi par 7 se 10 varsh ke bich kisi ne dava nahin kiya to vah poori rashi baink kee ho jati hai. kya pata kuchh poojy mahatma apani nashvar kintu parthiv deh ka parityag karane se poorv apane bivi-bachchon ko vah kod nanbar bata bhi jate honge!
svitzaralaind men duniya bhar ka kala dhan chhipane ke karobar men ek-do nahin poore 400 baink lage hue hain. inamen se karib 40 shirsh baink benami khata kholane kee suvidha dete hain. yoobies aur elatiji aise hi bahubali svis baink hain. khata kholane ke lie aap ek patra bhej den, bas ho gaya kam. benami khata khulavane ke lie sirf ek bar aapako vyaktigat roop se baink men upasthit hona padata hai. fir aap chahen to khata aonalain sanchalit karen ya fon par aadesh dekar. aapake khate kee gopaniyata kayam rakhane ke lie svis sarakar ne aise niyam banae hain ki agar kisi baink adhikari ya karmachari ne raj khola to use sashram karavas diya ja sakata hai. svis bainkon ke lie yah koee gunah hi nahin hai ki khatadar ne apane desh men kar chori karake paisa unake yahan jama kiya hai. svis kanoon men aapake lie kamaee aur sanpatti ka byura dene kee bhi koee badhyata nahin hai.
san 1934 ke bad se bainking gopaniyata ka kanoon svis sarakar ne divani se badalakar fauzadari kar diya tha. isake tahat hathiyaron kee avaidh bikri aur nashili davaon kee taskari ke jarie huee kamaee ke mamalon men gopaniyata ke niyam thode shithil kiye gae the. lekin saval yah hai ki kis mudra men likha hota hai ki vah kis dhang se kamaee gayi hai. karodon-arabaon ke bharatiy rakshaaa saudon tatha unamen vasoola gaya kamishan kis raste se kahan pahuncha, koee isaka maee-bap aaj tak pata chala hai kya? kvatraochi ka hi koee kya ukhad paya?
videshon se kala dhan vapas lane kee ek soorat ho sakati hai. jis tarah kuchh varsh pahale 'blaika' ko 'vhaita' karane ke lie kendr sarakar ne desh men emanesti skeem chalayi thi usi tarah kala dhan vapas lane valon ke lie emanesti skeem chalaye aur unakee pahachan svis bainkon kee hi tarah gupt rakhe. tab sanbhav hai ki kuchh dharmatma bharatiy jiv bharat ke bhookhon-nangon par taras khakar apana dhan yahan laga den. ganit lagaie ki agar ek pratishat kala dhan bhi laut aaya to vah kitane kharab hoga?